Key Points
The NAR settlement proposal released in March 2023 is making waves in the real estate industry. The settlement comes out of the claim that real estate agents colluded to keep prices high in order to earn high commissions and is attempting to decouple real estate commissions from home sales prices. There’s a lot of buzz around this topic without many concrete facts since the settlement (as of this writing) has not been accepted by the Department of Justice (DOJ). Many realtors online are we weighing in with their opinions, join us today as we speak to the Click Mortgage co-owner and Southern California, branch manager, Jeff Steinman to hear a lenders perspective of what is happening, and what could happen down the road.
Click here to apply for a home loan
~Rob
Mortgage & Real Estate News, Info, and Q&A
100% Facts, 0% Fluff
Quick and concise news, updates, and tips relevant to the mortgage and real estate market delivered in bite-size chunks in 10 minutes or less! Q&A after each presentation.
Attend the live Zoom to ask your questions. Subscribe for invites and to receive the recorded replays. Hosted every 2-3 weeks.
Join the invite list
Older 10 Minute Mortgage Videos
Family Opportunity Mortgage
Purchase a home for a qualifying family member with as little as 3% down using the Family Opportunity Mortgage. This mostly unknown loan program is designed to help elderly parents and disabled adult children, who can't otherwise qualify on their own, into home...
Purchase A Home With Future Rental Income
Discover how to leverage your existing home's or future home's rental potential when qualifying for a mortgage. This week we discuss how to use your existing home's or potential home's future rental income to increase your pre-approval amount. Whether you're a...
No Income Home Loans
Today we discussed 2 different home loan options that don't require any personal proof of income or employment. The DSCR home loan for investors, and the Community Mortgage for occupant owners (primary or vacation home). DSCR = Debt Service Coverage Ratio Key Points:...
Robert Breiner. Licensed Loan Officer NMLS# 1199942 | BRE# 01960372 Golden Bear Capital Inc. DBA Click Mortgage | 10174 Old Grove Road Suite 140, San Diego, CA 92131 | Phone: 888-440-3001 | Fax: 888-500-5815 Golden Bear Capital Inc. DBA Click Mortgage (NMLS# 284021) is licensed by the California Department of Business Oversight (CFL License# 603H185) and the California Bureau of Real Estate (License #01847011), Nevada Division of Mortgage Lending License #4043), Utah Division of Real Estate (License #6332409), Washington Department of Financial Institutions (CL-284021).
We are licensed to lend in the following states: Arizona, California, Colorado, Florida, Missouri, Nevada, Texas, Utah, & Washington | NMLS Consumer Access