Strategies For Maximizing Your Credit Score

There’s no surprise in learning that your credit score is a very important factor in determining your home loan qualification. The credit score minimums vary from program to program and one thing all programs have in common, a better credit score gives you a better rate and higher likelihood to be approved.

See our infographic below for our general credit improvement tips! We offer personalized guidance for people who need more help that our general guidelines can offer. Please contact us to request individual and personalized help.

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Mobile: (619) 300-2800


Robert Breiner. Licensed Loan Officer NMLS# 1199942 | BRE# 01960372 Golden Bear Capital Inc. DBA Click Mortgage | 10174 Old Grove Road Suite 140​, San Diego, CA 92131​ | Phone: 888-440-3001 | Fax: 888-500-5815 Golden Bear Capital Inc. DBA Click Mortgage (NMLS# 284021) is licensed by the California Department of Business Oversight (CFL License# 603H185) and the California Bureau of Real Estate (License #01847011), Nevada Division of Mortgage Lending License #4043), Utah Division of Real Estate (License #6332409), Washington Department of Financial Institutions (CL-284021).

We are licensed to lend in the following states: Arizona, California, Colorado, Florida, Missouri, Nevada, Texas, Utah, & Washington | NMLS Consumer Access