Mortgage Rate & Market Updates

Latest Rates, Latest News.

What happened, and what to expect!

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Latest Updates

Monthly Rate & Market Update

Mortgage rates are higher this month. Up about 0.125-0.25% from 4 weeks ago. April 25th, 2025 Conventional 6.875% Rates were ~6.750% end of March FHA/USDA 6.375% Rates were ~6.125% end of March VA 6.250% Rates were ~5.990% end of March Want this info every week by text? I send a text every Friday with current market and rate data. Text my cell at 619-300-2800 if you want to be added to my weekly rate update text. What’s Happening? All news below is color-coded as “good”, “bad”, or “neutral”…

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Monthly Rate & Market Update

Mortgage rates are the same this month. Unchanged from 4 weeks ago. March 28th, 2025 Conventional 6.750% Rates were ~6.750% end of January FHA/USDA 6.125% Rates were ~6.125% end of January VA 5.990% Rates were ~5.990% end of January Want this info every week by text? I send a text every Friday with current market and rate data. Text my cell at 619-300-2800 if you want to be added to my weekly rate update text. What’s Happening? This was a relatively quiet month in the mortgage world. Labor…

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Monthly Rate & Market Update

Mortgage rates are better this month Down 0.25% from 4 weeks ago. February 28th, 2025 Conventional 6.750% Rates were ~7.000% end of January FHA/USDA 6.125% Rates were ~6.375% end of January VA 6.125% Rates were ~6.375% end of January Want this info every week by text? I send a text every Friday with current market and rate data. Text my cell at 619-300-2800 if you want to be added to my weekly rate update text. What’s Happening? Rates are dropping! But not really due to the points below. To…

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Monthly Rate & Market Update

Mortgage rates are slightly better this month; down 0.125% from 4 weeks ago Conventional 7.000% Rates were ~7.125% end of December FHA/USDA 6.375% Rates were ~6.500% end of December VA 6.375% Rates were ~6.500% end of December Want this info every week by text? I send a text every Friday with current market and rate data. Text my cell at 619-300-2800 if you want to be added to my weekly rate update text. What’s Happening? •DeepSeek LLM (good for rates): On Monday, Jan 27th, the Chinese…

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Robert Breiner. Licensed Loan Officer NMLS# 1199942 | BRE# 01960372 Golden Bear Capital Inc. DBA Click Mortgage | 10174 Old Grove Road Suite 140​, San Diego, CA 92131​ | Phone: 888-440-3001 | Fax: 888-500-5815 Golden Bear Capital Inc. DBA Click Mortgage (NMLS# 284021) is licensed by the California Department of Business Oversight (CFL License# 603H185) and the California Bureau of Real Estate (License #01847011), Nevada Division of Mortgage Lending License #4043), Utah Division of Real Estate (License #6332409), Washington Department of Financial Institutions (CL-284021).

We are licensed to lend in the following states: Arizona, California, Colorado, Florida, Missouri, Nevada, Texas, Utah, & Washington | NMLS Consumer Access